Top 10 Debt Relief Affiliate Programmes To Help Others And Make Cash Doing it

debt relief affiliate programme to make money from your niche affiliate site

Being in debt can become a very stressful situation that might seem easier to ignore than deal with. Luckily there are lots of services to help you get out of debt and on the path towards financial freedom. Debt relief services include debt settlement, debt consolidation, loan refinancing, financial counseling, and budgeting courses.

Check out these 10 great debt relief affiliate programmes to start incorporating into your affiliate blog.


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Debt Relief Affiliate Programmes


American Debt Enders

screenshot of the affiliate sign up page for American Debt Enders

American Debt Enders has been providing consumer credit counseling for the past 12 years

American Debt Enders is a debt relief one stop company that is a member in good standing of NETCHECK and operates in 46 states with no complaints. They offer free credit counseling and a debt dispute programme that is less expensive than debt settlement.

Qualified leads must be contactable with a minimum of $7500 of debt. American Debt Enders has partnered with ShareASale to manage their affiliate programme. Affiliates have access to marketing materials like banner ads and text links along with tracking and reporting tools.

Reasons To Promote American Debt Enders: One-stop debt relief company, cookies never expire and higher commission available for affiliates to profit from.

Bonus: Higher commissions are available for more active affiliates.

National Debt Relief

screenshot of the affiliate sign up page for National Debt Relief

National Debt Relief is one of the largest and most trusted debt settlement companies in the US

National Debt Relief is committed to helping people achieve financial freedom through debt settlement. They are one of the largest debt settlement companies in the US and are accredited by the BBB, AFCC, and IAPDA.

Affiliates have access to their high-quality banners, text links, and tracking tools through ShareASale. National Debt Relief offers their affiliates ongoing training and resources to help maximise lead conversions. You can contact them for more details about their new pay per sale programme.

Reasons To Promote National Debt Relief: Top debt settlement company, great commission rates and higher volume affiliates can earn higher commissions.

Bonus: Affiliates can also earn money by referring other affiliates. Each month, you’ll earn 12% of your referral’s commissions.

Guardian Debt Relief

screenshot of the affiliate sign up page for Guardian Debt Relief

Guardian Debt Relief has helped thousands of people successfully reduce their debt

Guardian Debt Relief is a trusted and certified AFCC and IAPDA debt relief company with an A+ BBB rating. They’ve helped thousands of people successfully reduce their debt with debt negotiation which is a great alternative to bankruptcy or debt consolidation loans. Their programme has no upfront fee. They only get paid after they’ve successfully helped their clients reduce their debt.

Qualified leads must have $10,000+ in unsecured debt and live in a qualified state. Guardian Debt Relief manages their affiliate programme with ShareASale and provides access to creatives and tracking tools. Affiliates can promote their services on their websites, PPC campaigns, display ads, newsletters, and affiliate directories.

Reasons To Promote Guardian Debt Relief: Certified and trusted debt relief company, high commissions for closed deals and referral commissions.

Bonus: Affiliates also earn 15% referral commissions on any commissions your referred affiliates earn.


screenshot of the affiliate sign up page for CuraDebt

CuraDebt is the best debt negotiation, debt settlement, and tax debt relief company online.

Curadebt is a top-rated debt settlement, negotiation, consolidation, and tax debt relief company. They have over 16 years of experience nationwide and more than 100 years of combined tax debt relief experience. They use their knowledge and experience to ensure you get the best possible results.

They have a high conversion rate because their application only takes 1 minute to complete and it’s only a request for a free consultation so there is no risk. CuraDebt uses ShareASale to manage their affiliate programme. They have been running their business and affiliate programme since 1998 and understand how important it is to build long term relationships with their affiliates.

Reasons To Promote CuraDebt: Top rated debt relief company, they strive to build lasting relationships with their affiliates and cookies never expire.

Take Note: Affiliates can also join with Commission Junction and earn bonuses for higher sales but their cookie life is only 45 days instead of having never expiring cookies.


screenshot of the affiliate sign up page for Payoff

Payoff helps customers pay off credit cards faster with one simple monthly payment

Payoff offers credit card consolidation loans to pay off credit card debt faster with one simple monthly payment. This can increase your FICO credit score by more than 40 points. Payoff is a good fit for anyone looking to consolidate over $5,000 in credit card debt and eliminate their credit card debt.

They offer their affiliates one of the most competitive payout structures in the industry. Payoff uses Commission Junction to manage their affiliate programme. Affiliates have access to creatives and tracking tools along with help from their dedicated affiliate support team.

Reasons To Promote Payoff: Pay off credit cards faster, increase FICO score and a great commission fee.

Bonus: Payoff helps their customers get out of credit card debt faster and gives their affiliate a very generous $150 per funded loan.


screenshot of the affiliate sign up page for Credible

Credible provides instant unbiased loan comparison for all of life’s important financial decisions.

  • URL: Credible Affiliate Program
  • Commission: $75 for accepted personal loans, $200 for refinanced student loans, $100 for student loans
  • Cookie: 45 days

Credible provides honest unbiased support for all of life’s important financial decisions. They provide instant personalised, pre-qualified results for student loans, student loan refinancing, and personal loans with jargon-free explanations that are always free. Their mission is to make saving money on loans quick and painless.

Their student loan refinances programme has an average savings of $18,668 to get their customers out of debt faster. Affiliates have access to high-quality banner ads and text links along with tracking tools and monthly commissions payouts through Commission Junction. To apply, search for Credible in the advertiser’s section of Commission Junction.

Reasons To Promote Credible: Honest unbiased loan comparison, save money with student loan refinancing, high commission flat fees

Bonus: Credible’s student loan refinancing program saves customers an average of $18,668 and earns their affiliates $200 for every closed loan.

Education Loan Finance

screenshot of the affiliate sign up page for Education Loan Finance

Education Loan Finance helps their customer refinance their student loans to save money in just minutes

Education Loan Finance offers student loan refinancing programmes with affordable rates, flexible terms, and manageable payments. Refinancing can help you to pay off students faster so you can use the savings to invest in your dreams. They work with their customers to find the best repayment strategy for your situation and goals and do not charge application fees or have prepayment penalties.

Affiliates get rewarded for referring their friends and viewers to Education Loan Finance. You can share your referral links on your blog, websites, social media pages, and emails. There is no limit on the number of customers you can refer.

Reasons To Promote Education Loan Finance: Save money by refinancing student loans, no limits on the number of referrals and an extremely high commission fee.

Bonus: When a customer refinances an education loan with your referral link, you’ll get $400 and they will get $100.

Your Sunny Money Method

screenshot of the affiliate sign up page for Your Sunny Money Method

Your Sunny Money Method helps families set and achieve financial goals with their budgeting course

Your Sunny Money Method is an online budgeting course designed to help families break free from financial survival mode. The course includes 30 lessons and budget worksheets that you can work on at your own pace from anywhere. You also receive lifetime access, free upgrades, live monthly group coaching, live workshops, and more.

Affiliates must be Your Sunny Money Method students to apply and commit to publishing content about the course at least six times a year. Once approved, you’ll have access to graphics and social media prompts to help promote the course. Teachable, their course platform takes care of all the affiliate tracking, reporting, and payments.

Reasons To Promote Your Sunny Money Method: Money budgeting course to help people gain financial freedom, very high commission rate and $10 off coupons to help increase conversions.

Bonus: Affiliates earn 40% on every student registration. To help increase conversion rates, affiliates can offer their audience a $10 off coupon.

Freedom Financial Network

screenshot of the affiliate sign up page for Freedom Financial Network

Freedom Financial Network is a leader in the online financial services industry and helps their customers achieve financial freedom.

Freedom Financial Network helps their customers reduce debt, build wealth, achieve financial freedom through their financial services and education. They offer low rates with no collateral required and no prepayment penalties. They started in a spare bedroom in Silicon Valley and have grown into a leader in online financial services that has helped millions of customers.

They’ve partnered with Commission Junction to run their affiliate programme. Freedom Financial Network provides their affiliates with a great selection of banner ads and text links along with access to tracking and reporting tools to monitor and optimise their success.

Reasons To Promote Freedom Financial Network: Leader in the online financial services industry, no collateral or prepayment penalties and good commissions on leads.

Take Note: While Freedom Financial Network has the shortest cookie life, they are still worth checking out because of their high earnings per click and commission rates.


Lending Tree is one of the most trusted and established brands out there. Their affiliates get up to $60 per lead.

Lending Tree offers different financial products, from personal loans to student loans, or home loans to debt relief. Nearly 75% of your audience already knows them. They’re one of the most trusted and established brands. In addition to low-cost home refinance, home purchase loans, and home equity loans, they also provide a number of mortgage tools like home affordability and mortgage payment calculator, and tips on mortgage negotiation.

Lending Tree affiliates get up to $60 per lead. As an affiliate, you can make buying decisions with analytics through the lender portal as well as view real-time data for effective capacity. Their affiliate programme is being run by VigLink.

Reasons To Promote Lending Tree: One of the most trusted and established companies, decent commission per lead, support, and training for affiliates.

Bonus: Lending Tree is well-known thereby easy to market to your audience, they’ll more likely check out their offers.

debt relief affiliate programmes to monetise your affiliate blog

Affiliate Website Ideas

Now that you’ve had a chance to digest these 10 great debt relief affiliate programmes, it’s time to decide what niche you want to target. You could focus on debt settlement. National Debt Relief is one of the top debt settlement companies in the US. Affiliates can earn $27.50 per lead and $300 per sale.

Student loan refinancing can save people thousands of dollars each year and help them get out of student debt sooner. Education Loan Finance offers affiliates $400 when your referrals refinance their student loans.

Money budgeting courses are another great niche to target for families looking to take control of their expenses and learn how to gain financial freedom. Your Sunny Money offers their affiliates a very high 40% commission rate with a 30-day cookie life.

Boost Your Affiliate Earnings

These 10 affiliate programmes are just the beginning of what’s possible. There are literally hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more

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